A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Life insurance pays a sum of money to your beneficiaries, which can help cover lost income or pay off debt. Many, or all, of the products featured on this page are from our advertising partners who ...

Understand costs, how 20-year term life insurance works and who it can help the most ...

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

September is Life Insurance Awareness Month, which might sound strange to some. Awareness campaigns make sense for diseases and the issues concerning minority groups, but an insurance product? Well, ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...