Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

While the Federal Reserve continues to uphold the current federal funds rate, savers can maximize their returns in this high-rate environment. A certificate of deposit account (CD) comes with a fixed ...

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Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

In the current environment, certificates of deposit (CDs) continue to offer competitive interest rates. Some traditional CD accounts and jumbo CD accounts offer an attractive annual percentage yield ...

Promotional CDs often have higher rates than standard CDs. Promotional CDs may come in irregular term lengths, such as 21 months instead of the standard 24 months. Financial institutions commonly ...